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Clé France

The French Property Network

Apr 14

HomeAway Last Minute Deals

Looking for accommodation whilst on a viewing trip? introducing our new partner - 

Last Minute

Blog submitted by: Alex at The French Property Network - Cle France.

 

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Apr 3

French Bank Holiday dates 2015

Just updating the Cle France Office calendar and thought this was useful information for those booking and planning property viewings in France.

If you are planning a viewing trip to view some of the super property we have for sale in France then these dates could help you plan, even if they give you the days to avoid as offices and shops will be closed.

Remember - most Estate agents don't work Sundays and depending on the region of France Saturdays get booked up very quickly so you will need to give us more notice than you would for a weekday, which will be easier to plan for at shorter notice.

So here are the Bank Holiday dates / jour fériés in France...

Jan 1 Thursday is New Year's Day is a National holiday

Mar 20 Friday is March equinox Season

Mar 29 Sunday is when Daylight Saving Time starts

Apr 3 Friday is Good Friday is only a Local holiday

Apr 5 Sunday is Easter Day - Observance

Apr 6 Monday is Easter Monday is a National holiday

May  1 Friday is Labor Day / May Day is a National holiday

May 8 Friday is WWII Victory Day is a National holiday

May 14 Thursday is Ascension Day is a National holiday

May 24 Sunday is Whit Sunday - Observance

May 25 Monday is Whit Monday is a National holiday

May 31 Sunday is Mother's Day - Observance

Jun 21 Sunday is June Solstice

Jun 21 Sunday is Father's Day - Observance

Jul 14 Tuesday is Bastille Day is a National holiday

Aug 15 Saturday is Assumption of Mary is a National holiday

Sep 23 Wednesday is September equinox

Oct 25 Sunday is when Daylight Saving Time ends

Nov 1 Sunday is All Saints' Day is a National holiday

Nov 11 Wednesday is Armistice Day is a National holiday

Dec 22 Tuesday is December Solstice

Dec 24 Thursday is Christmas Eve - Observance

Dec 25 Friday is Christmas Day is a National holiday

Dec 26 Saturday is St Stephen's Day is a Local holiday

Dec 31 Thursday is New Year's Eve - Observance

Please note: A lot of business and shops, Post offices etc will be closed in France on these days.

Cle Mortgages

Blog submitted by: Alex at The French Property Network - Cle France.

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Dec 5

A Walking Tour in Paris

When we are arranging multiple French property viewings for our clients we always advise them to keep enough time in the schedule to 'enjoy' and 'soak up' the area they are visiting, after all it is not just the four walls you are looking to buy it is often the lifestyle and culture you want to buy into as well.

When I am in France visiting agents and discovering new sectors to promote to our ever demanding French property hunting clients, I also like to soak up the atmosphere and it seems I am not alone!

Our Mortgage and Finance Expert, Joe Wroe of International Private Finance - (IPF), also likes to make sure he takes time out to discover the sights, sounds and culture whilst on a business trip and he did just that in Paris recently.

International Private Finance have many years experience in working with our clients when purchasing property overseas, and have an unrivalled knowledge of both the overseas mortgage and buying processes. IPF together with Cle France we will help you achieve your end goal of being a French property owner and not just simply be looking at property for sale in France forever.

Joe took advantage of the 'Paris Insight walks' during his trip to the capital, these walks are more than just walk-by descriptions of buildings. The history of Paris, the legends, and the characters "full of colour" who have haunted Paris in the old days or more recent times will come alive to you as you wander through the avenues of time!

Walking tours in Paris

Shakespeare and Company; Quaint little bookstore along the Seine where Hemingway used to write.

Following in the footsteps of Hemingway, Wright, Joyce, Fitzgerald, Gertrude Stein, Picasso, Man Ray, Chagall, Gauguin, Oscar Wilde, Modigliani, Delacroix, Jim Morrison, you will be guided to the homes, cafés, studios, parks, places they associated with and immortalised in their "chef-d'œuvres".

Find out where various episodes of Victor Hugo's novel "Les Miserables" took place; bring to light his Paris of 1830. "Smell the roses" in the Luxembourg gardens and you may come across Hemingway walking up to see Gertrude Stein at her big studio apartment, "where there was a big fireplace warm and confortable, great paintings like in the finest museum…".

You can discover new worlds and atmospheres as you slip discreetly into those mysterious, hidden, romantic courtyards that Paris preserves so beautifully and carefully, it is one of my favourite cities in the world.

A wide range of walks are available, from custom-made to classical tours - 'My Paris walks' are limited to small intimate groups, therefore reservations are strongly recommended, just goolge 'My Paris walks' to find out more.

Hemingways Paris

Ernest Hemingway’s First House in Paris

“If you are lucky enough to have lived in Paris as a young man, then wherever you go for the rest of your life it stays with you, for Paris is a moveable feast” wrote Hemingway to a friend in 1950, how true that is.

If you are not that lucky and the time has passed, you can still enjoy a delightful memorable experience of this walk.

When I did this walk it was made all the more interesting with the leadership of Pat and John with whom I spent magical hours in the steps of Hemingway. Pat's sweet voice reading extracts from Hemingway's book "A moveable feast" still floats in the Paris air.

Cle Mortgages

Paul Verlaine’s Hotel (Residence – for many years), and another favourite spot of Hemingway’s to sit and write.

In partnership with International Private Finance (IPF) we provide you with a wealth of information such as International mortgage best buy tables and mortgage calculators to help calculate the cost of that beach front villa you’ve had your eye on! Buying guides for every major market will ensure you understand each aspect of buying in France with a French mortgage.

What is more, if you are still researching your overseas property dream we can keep you updated with mortgage product developments, changes in rates and other relevant information through our regular email newsletters .

Quotation Requests

If you wish to take the process a step further, you can submit a quotation request to us on-line or by filling in our form and faxing or emailing it back to us. Once we have received this we will provide you with a detailed, no obligation quote within one working day. Our dedicated consultants will then be on hand to talk through the quote and answer any questions you may have.

Your quote will also confirm all of the costs and charges relevant to the products we have selected, allowing you to make an educated decision with all of the information in front of you, should you wish to proceed with your application.

After requesting us to broker your overseas mortgage, your dedicated mortgage consultant will work with you through every step of the process to ensure it proceeds as smoothly as possible.

Visit the International Private Finance (IFP) website now.

Submit a quotation request using the on-line form.

IPF and Cle France

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Nov 8

France taxes Britons with holiday homes but...

Britons with second homes in French towns and cities will see their council tax rates rise by hundreds of euros a year after President Hollande’s government yesterday rounded on “wealthy foreigners” in a desperate attempt to raise money.

The move is designed to generate €150 million for local councils, and will hit anyone who has a second home in 28 cities and suburbs, including Paris and Nice.

No one with a second home in rural France will be affected.

GTY01287 for sale

 Holiday Homes for sale like this one (GTY01287) will not be affected.

The so-called weekend tax has been sold by President Hollande as a measure to address France’s housing crisis by claiming that it will encourage property owners to rent out their second homes. However, in truth, the levy is a means of raising new revenue for hard-up local councils from a group of people, many of whom do not have the vote.

The Socialist cabinet has recently been forced to slash state subsidies for local councils to try to meet calls from Brussels to cut the French budget deficit. At the end of last month, President Hollande was rattled by a threat from Brussels that it would reject his budget because it did not reduce the deficit significantly. The government then was forced to announce a €3.7 billion cut in subsidies for next year’s budget.

However, the tax has caused fierce controversy amid signs that the government was itself split over the measure. Under the plan disclosed by Michel Sapin, the finance minister, urban councils will be authorised to levy a tax equivalent to 20 per cent of the residency tax paid by all households for anyone with a second home in one of the prescribed 28 town areas.

This will add €90 to the rates on an average flat in Paris — which are among the lowest in France — but €200 to €300 in some of the capital’s suburbs and in other cities. All households pay at least one type of council tax — a residency tax, paid by everyone, and an owner tax, paid only by those who own their property.

French press reports suggested that tourist destinations popular with the British, such as Annecy in the Alps, or Bordeaux in the southwest could also be hit by the tax.

Most of the 200,000 Britons with holiday homes in France will escape the tax rise since their properties are in rural areas. However, 10,000 Britons own second homes on the French Riviera, some urban areas of which, such as Nice, will be included by the new tax. Many Britons have also invested in property in cities such as Lyon and Toulouse.

BVC00119 for sale in Brittany

Rural houses like this (CLS00397) will not be affected.

Cle France are French Estate agents with agents across France in most regions and with over 8000 houses for sale in all price brackets and in all styles to suit everyone. This bi-lingual service will help you find the right property for you with the minimum of fuss.

NO HIDDEN FEES: The price you pay is the same as anyone walking through the door of our agency in France, same as the price paid by the French buyer.

All quoted prices are INCLUSIVE OF AGENCY FEES (FAI): with Notaire's fees to be added (these average 7% to 8%).

OUR AGENTS: are all registered and insured in France, they are holders of the 'carte professionnelle'as required by French law.

So when you buy through Clé France: you have the benefit of a bi-lingual support team & can be confident that you are paying no more than the standard commission rates you would pay anyway.

CONTACT US: to discuss your search for property in France, or indeed for any further information you may require on French property sales.

Cle France

This article originally appeared in The Times on Wednesday 5th November 2014.

Blog submitted by: David at The French Property Network - Cle France.

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Sep 19

'NO' Vote wins, so what now....

Scotland votes "No"

Alex Salmond’s dream of Scottish independence was dashed today after voters threw their support behind the United Kingdom in a result that promises to bury the separation issue for at least a generation.

Sterling has rallied to a 25 month high against the Euro so now is a good time to buy the euros for your French property dream! who knows what will happen next? but there is bound to be some 'settling down' in the currency markets now the decision is known so today is a good day to think about your currency requirements.

For more information on the currency service I can provide please feel free to contact myself...

Rob Harold from Foreign Currency Direct follow this link or phone and ask for myself and quote "Cle France" on our Freephone 0800 328 5884.

You may email me directly at This email address is being protected from spambots. You need JavaScript enabled to view it. with your requirement and quote "Cle France" I will explain the options that are available to you in getting the best exchange rate.

Scottish vote

Reaction :

David Cameron immediately said he was “delighted” with the result and signalled an immediate constitutional shake-up that is set to see non-English MPs barred from key votes in the Commons.

“Now the debate has been settled for a generation, or as Alex Salmond has said, perhaps for a lifetime. There can be no disputes, no re-runs,” he said.

The prime minister said that he would ensure that a pledge to devolve tax, welfare and borrowing powers would be delivered in full, with proposals drawn up by November. It will be overseen by Lord Smith of Kelvin.

Speaking exclusively to The Times ahead of the result, Mr Salmond sent a blunt warning to Mr Cameron that he must accept his legal “responsibilities” to deliver the best deal for Scotland regardless of the outcome. The move was seen as an opening salvo in the post-referendum negotiations before the outcome was known.

Although he said he would accept the will of the people if the vote went against him, he risked inflaming tensions further in a message aimed squarely at Conservative backbenchers. He said all should accept that once “it is over, it is over, particularly politicians who are not the story in this referendum, in my estimation. But they have an obligation to lead positively.”

Although the polls had been too close to call in the fortnight ahead of the referendum, the No camp’s hopes of victory were boosted immediately after voting closed as a YouGov online survey of those who had cast their ballot suggested a shift in favour of the Union. It put No ahead on 54 per cent, and Yes at 46. It was conducted among those surveyed on Wednesday that had put “No” on 52 and Yes on 48.

As the postal votes were counted at Ingliston, Better Together sources said that they were splitting in their favour. And, as the first few councils declared for “no”, they became increasingly confident. The first declaration – Clackmannanshire – went 54 per cent no, 46 per cent “yes”, a greater majority for the Unionists than either side expected.

When half of the 32 councils had announced, the split was 44 per cent for “yes” and 56 per cent for “no”.

Three declarations at about 4.15am were dire for the Nationalists. In Angus, an SNP council and stronghold, went to the No camp by 56 per cent to 44 per cent. In Aberdeen, the split was 59 per cent to 41 per cent the same way. And in Perth and Kinross it was 60 per cent versus 40 per cent.

Nicola Sturgeon, the deputy first minister, faced the cameras when SNP strategists were already privately admitting defeat. She said the vote showed a “big appetite for substantial change” among Scots. She added: “I will work with anybody and do anything I can to deliver substantial powers for the Scottish Parliament.”

Mr Salmond had been expected to attend the Aberdeenshire count in the city of Aberdeen, and possibly fly on to Edinburgh. It emerged just after midnight that he had decided to stay in his home village of Strichen until morning.

Main points : 

• Scotland votes to reject independence 

• No wins by more than 10 per cent 

• 55.4% No, 44.6% Yes. Turnout 84.4% 

• Cameron pledges rapid action on further devolution 

• PM also vows to deliver “English votes for English laws” 

• One more council to declare 

• Salmond urges Scotland to accept result 

• Says Scotland has rejected independence “at this stage” 

• Pound rises against the dollar 

• Ed Miliband to speak in Glasgow at 9am.

Latest news :

08.00 19th September 2014:

We’re still waiting the result from Highland, where the count has been delayed due to a car crash on the A9. But even if all of Highland’s 190,778 votes go to the Yes campaign, the union would remain intact.

From an article in the Times Newspaper 19/09/2014.

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Blog submitted by: David of The French Property Network - Cle France.

Add CommentViews: 470

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