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The French Property Network

Nov 1

List of all the Saints Days in France

Check your Birthday and see what your name may have been if you were French !

In the past a French child would be given the name of the saint on whose day their own birth fell. More recently it has become more common for the saint's name to be given as a second or middle name. This means that children often have two special days to celebrate.

So what would your name have been if you were French? and your parents had named you after the saint day you were born on? check out your "Saint Day" name below.

Below is the most common used Saints Day listing, certain regions of France have variations.

January 1 Jour de l'An January 2 Saint Basile January 3 Sainte Geneviève January 4 Saint Odilon January 5 Saint Edouard January 6 Saint André January 7 Saint Raymond January 8 Saint Lucien January 9 Sainte Alix January 10 Saint Guillaume January 11 Saint Paulin January 12 Sainte Tatiana January 13 Sainte Yvette January 14 Sainte Nina January 15 Saint Rémi January 16 Saint Marcel January 17 Sainte Roseline January 18 Sainte Prisca January 19 Saint Marius January 20 Saint Sébastien January 21 Sainte Agnès January 22 Saint Vincent January 23 Saint Barnard January 24 Saint François January 25 Saint Paul January 26 Sainte Paule January 27 Sainte Angèle January 28 Saint Thomas January 29 Saint Gildas January 30 Sainte Martine January 31 Sainte Marcelle February 1 Sainte Ella February 2 Saint Théophane February 3 Saint Blaise February 4 Sainte Véronique February 5 Sainte Agathe February 6 Saint Gaston February 7 Sainte Eugénie February 8 Sainte Jacqueline February 9 Sainte Apolline February 10 Saint Arnaud February 11 Saint Séverin February 12 Saint Félix February 13 Sainte Béatrice February 14 Saint Valentin February 15 Saint Claude February 16 Sainte Julienne February 17 Saint Alexis February 18 Sainte Bernadette February 19 Saint Gabin February 20 Sainte Aimée February 21 Saint Damien February 22 Sainte Isabelle February 23 Saint Lazare February 24 Saint Modeste February 25 Saint Roméo February 26 Saint Nestor February 27 Sainte Honorine February 28 Saint Romain February 29 Saint Auguste March 1 Saint Aubin March 2 Saint Charles March 3 Saint Gwenolé March 4 Saint Casimir March 5 Saint Olive March 6 Sainte Colette March 7 Sainte Félicité March 8 Saint Jean March 9 Sainte Françoise March 10 Saint Vivien March 11 Sainte Rosine March 12 Sainte Justine March 13 Saint Rodrigue March 14 Sainte Mathilde March 15 Sainte Louise March 16 Sainte Bénédicte March 17 Saint Patrick March 18 Saint Cyrille March 19 Saint Joseph March 20 Saint Herbert March 21 Sainte Clémence March 22 Sainte Léa March 23 Saint Victorien March 24 Sainte Catherine March 25 Saint Humbert March 26 Sainte Larissa March 27 Saint Habib March 28 Saint Gontran March 29 Sainte Gwladys March 30 Saint Amédée March 31 Saint Benjamin April 1 Saint Hugues April 2 Sainte Sandrine April 3 Saint Richard April 4 Saint Isidore April 5 Sainte Irène April 6 Saint Marcellin April 7 Saint Jean-Baptiste April 8 Sainte Julie April 9 Saint Gautier April 10 Saint Fulbert April 11 Saint Stanislas April 12 Saint Jules 1er April 13 Sainte Ida April 14 Saint Maxime April 15 Saint Paterne April 16 Saint Benoit April 17 Saint Etienne April 18 Saint Parfait April 19 Sainte Emma April 20 Sainte Odette April 21 Saint Anselme April 22 Saint Alexandre April 23 Saint Georges April 24 Saint Fidèle April 25 Saint Marc April 26 Sainte Alida April 27 Sainte Zita April 28 Sainte Valérie April 29 Sainte Catherine April 30 Saint Robert May 1 Saint Joseph May 2 Saint Boris May 3 Saint Jacques May 4 Saint Sylvain May 5 Sainte Judith May 6 Sainte Prudence May 7 Sainte Gisèle May 8 Saint Désiré May 9 Sainte Pacôme May 10 Sainte Solange May 11 Sainte Estelle May 12 Saint Achille May 13 Sainte Rolande May 14 Saint Matthias May 15 Sainte Denise May 16 Saint Honoré May 17 Saint Pascal May 18 Saint Eric May 19 Saint Yves May 20 Saint Bernardin May 21 Saint Constantin May 22 Saint Emile May 23 Saint Didier May 24 Saint Donatien May 25 Sainte Sophie May 26 Saint Bérenger May 27 Saint Augustin May 28 Saint Germain May 29 Saint Aymard May 30 Saint Ferdinand May 31 Sainte Perrine June 1 Saint Justin June 2 Sainte Blandine June 3 Saint Charles June 4 Sainte Clotilde June 5 Saint Igor June 6 Saint Norbert June 7 Saint Gilbert June 8 Saint Médard June 9 Sainte Diane June 10 Saint Landry June 11 Saint Barnabé June 12 Saint Guy June 13 Saint Antoine June 14 Saint Elisée June 15 Sainte Germaine June 16 Saint Jean-François June 17 Saint Hervé June 18 Saint Léonce June 19 Saint Romuald June 20 Saint Silvère June 21 Saint Rodolphe June 22 Saint Alban June 23 Sainte Audrey June 24 Saint Jean-Baptiste June 25 Saint Prosper June 26 Saint Anthelme June 27 Saint Fernand June 28 Saint Irénée June 29 Saint Pierre June 30 Saint Martial July 1 Saint Thierry July 2 Saint Martinien July 3 Saint Thomas July 4 Saint Florent July 5 Saint Antoine-Marie July 6 Sainte Marietta July 7 Saint Raoul July 8 Saint Thibaud July 9 Sainte Amandine July 10 Saint Ulric July 11 Saint Benoart July 12 Saint Olivier July 13 Saint Henri July 14 Saint Camille July 15 Saint Donald July 16 Sainte Elvire July 17 Sainte Charlotte July 18 Saint Frédéric July 19 Saint Arsène July 20 Sainte Marina July 21 Saint Victor July 22 Ste Marie-Madeleine July 23 Sainte Brigitte July 24 Sainte Christine July 25 Saint Jacques July 26 Sainte Anne July 27 Sainte Nathalie July 28 Saint Samson July 29 Sainte Marthe July 30 Sainte Juliette July 31 Saint Ignace August 1 St Alphonse-Marie August 2 St Pierre-Julien August 3 Sainte Lydie August 4 Saint Jean-Marie August 5 Saint Abel August 6 Saint Octavien August 7 Saint Gaétan August 8 Saint Dominique August 9 Saint Amour August 10 Saint Laurent August 11 Sainte Claire August 12 Sainte Clarisse August 13 Saint Hippolyte August 14 Saint Evrard August 15 Sainte Marie August 16 Saint Armel August 17 Saint Hyacinthe August 18 Sainte Hélène August 19 Saint Jean-Eudes August 20 Saint Bernard August 21 Saint Christophe August 22 Saint Fabrice August 23 Sainte Rose August 24 Saint Barthélémy August 25 Saint Louis August 26 Sainte Natacha August 27 Sainte Monique August 28 Saint Augustin August 29 Sainte Sabine August 30 Saint Fiacre August 31 Saint Aristide September 1 Saint Gilles September 2 Sainte Ingrid September 3 Saint Grégoire September 4 Sainte Rosalie September 5 Sainte Raïssa September 6 Saint Bertrand September 7 Sainte Reine September 8 Saint Adrien September 9 Saint Alain September 10 Sainte Inès September 11 Saint Adelphe September 12 Saint Apollinaire September 13 Saint Aimé September 14 la Croix Glorieuse September 15 Saint Roland September 16 Sainte Edith September 17 Saint Renaud September 18 Sainte Nadège September 19 Sainte Emilie September 20 Saint Davy September 21 Saint Matthieu September 22 Saint Maurice September 23 Saint Constant September 24 Sainte Thècle September 25 Saint Hermann September 26 Sts Côme et Damien September 27 Saint Vincent September 28 Saint Venceslas September 29 Saint Michel September 30 Saint Jérôme October 1 Sainte Thérèse October 2 Saint Léger October 3 Saint Gérard October 4 Saint François October 5 Sainte Fleur October 6 Saint Bruno October 7 Saint Serge October 8 Sainte Pélagie October 9 Saint Denis October 10 Saint Ghislain October 11 Saint Firmin October 12 Saint Wilfrid October 13 Saint Géraud October 14 Saint Juste October 15 Sainte Thérèse October 16 Sainte Edwige October 17 Saint Baudouin October 18 Saint Luc October 19 Saint René October 20 Sainte Adeline October 21 Sainte Céline October 22 Sainte Elodie October 23 Saint Jean October 24 Saint Florentin October 25 Sainte Doria October 26 Saint Dimitri October 27 Sainte Emeline October 28 Saint Simon October 29 Saint Narcisse October 30 Sainte Bienvenue October 31 Saint Quentin November 1 La Toussaint November 2 Les Défunts November 3 Saint Hubert November 4 Saint Charles November 5 Sainte Sylvie November 6 Sainte Bertille November 7 Sainte Carine November 8 Saint Geoffroy November 9 Saint Théodore November 10 Saint Léon November 11 Saint Martin November 12 Saint Christian November 13 Saint Brice November 14 Saint Sidoine November 15 Saint Albert November 16 Sainte Marguerite November 17 Sainte Elisabeth November 18 Sainte Aude November 19 Saint Tanguy November 20 Saint Edmond November 21 Saint Albert November 22 Sainte Cécile November 23 Saint Clément November 24 Sainte Flora November 25 Sainte Catherine November 26 Sainte Delphine November 27 Saint Séverin November 28 Saint Jacques November 29 Saint Saturnin November 30 Saint André December 1 Sainte Florence December 2 Sainte Viviane December 3 St François-Xavier December 4 Sainte Barbara December 5 Saint Gérald December 6 Saint Nicolas December 7 Saint Ambroise December 8 Sainte Elfie December 9 Saint Pierre December 10 Saint Romaric December 11 Saint Daniel December 12 Ste Jeanne-Françoise December 13 Sainte Lucie December 14 Sainte Odile December 15 Sainte Ninon December 16 Sainte Alice December 17 Saint Gaël December 18 Saint Gatien December 19 Saint Urbain December 20 Saint Théophile December 21 Saint Pierre December 22 Ste Françoise-Xavière December 23 Saint Armand December 24 Sainte Adèle December 25 Jour de Noël December 26 Saint Etienne December 27 Saint Jean December 28 Saints Innocents December 29 Saint David December 30 Saint Roger December 31 Saint Sylvestre

Blog submitted by: David at Cle France.

Add CommentViews: 410
Oct 31

Your Agents were so friendly and helpful

Hi Sharon,

We had a good day of visiting houses with your agents. Both were so friendly and helpful and a delight to be with.

There was one house in particular we saw, that we are thinking about.

I will get back to you again in due course.

Best wishes, John.

Cle France will guide YOU through the French Property Buying Process!

And as several of our clients say "Follow your heart and make the move"!

Thank You Cle France

Add CommentViews: 271
Oct 31

All went well, thanks for your help

Dear Sharon, All went well on the day of the signing and we are so happy to now own a little piece of he French Countryside. Thanks for your help.

Regards, Kim De Beer.

YOU can benefit from our vast network of professionals by buying, like Kim and her family did, through Cle France.

With thousands of houses for sale in Lower Normandy alone, never mind the rest of France, it pays to be with Cle France.

We will guide YOU through the French Property Buying Process!

And as several of our clients say "Follow your heart and make the move"!

Thank You Cle France

Add CommentViews: 155
Oct 29

Historically Low Mortgage Rates

French mortgage rates 1.8%, good news for your French property plans.

The French mortgage rates have touched their lowest ever, below 2%, ideal for an investment in France. French mortgages have always been a good option for investors as they are locked for long periods up to 25 years.

Since the pound sterling exchange rate has declined over the last 2 years the French mortgage interest rates have declined also. The interest you would have paid on a French mortgage has therefore declined by over 40% for a 20 year period.

This would mean today’s loss on the exchange rate has been offset by the interest rate decline.

Best rates at the moment can be obtained for a 80% LTV of 1.8% over 20 years, and this rate is fixed for that whole period. This can be obtained for properties all over France.

If you have savings already locked up given yield of over 2% then it’s worth leaving them untouched and obtaining a mortgage instead. You would also be protected by the current trampoline exchange rates we are experiencing presently.

Cle Mortgages

Cle France Mortgage Options...

Looking for more spending power? 'The Banks' will only try and sell you their own tired products!

For the vast majority of people looking for property in France, and especially non-resident buyers, it is much quicker and much more effective to use the services of a experienced and qualified Independent Mortgage Broker.

An Independent Mortgage Broker will look at your specific circumstances then look through a selection of lenders to find you the best possible Mortgage product for your specific requirements, it is so obvious when you think about it!

We have 2 clear options for you

Option 1 would be a French Bank Mortgage or option 2 is UK Bank Mortgage.

It does not matter if you have not found your perfect French House yet, you can still start planning for when you do buy into your French property dream so in no particular order choose from our 2 options, just think about the one that best suits your circumstances and you can discuss your plans on a 'no obligation' basis, International, UK based or the leading French mortgage arranger.

Both Cle France Partners will be willing to advise you on a no obligation basis: 

OPTION 1 : English Speaking French Mortgage Broker

Vous Financer

Aurore Davis is our English speaking French Mortgage broker at 'Vous Financer' the French Mortgage Experts, Aurore is our main English speaking advisor, born in Paris she speaks perfect English as she has lived and worked in London for many years after working in Paris.

Whether you have found the perfect French home for sale or still looking at the options for buying French property, Cle France and Aurore Davis at Vous Financer can help you to find the best mortgage out there.

OPTION 2 : UK borrowing for overseas buying

Stag Mortgages and Cle France working together

Tim Durkin of STAG Mortgages and Insurance services may have the borrowing / mortgage solution for you.

We are proud to work in partnership with STAG Mortgage & Insurance Services. Tim Durkin is your specialist contact in this British owned and managed company.

Contact them by clicking the links above - you have nothing to lose!

For everything you need to know about French property visit www.clefrance.co.uk

Add CommentViews: 295
Oct 25

What is an Auto Entrepreneur?

Question: Hi Alex, I have a small gardening business in the UK and have always wondered if I can set this type of business up in France, we were thinking about buying a holiday home at first but after our first viewing trip with Cle France we saw that is we spend a little bit more we can get a lot more in France and move over full time. But... we would have to work and therefore was thinking about running the same sort of business in France.

A friend told me to start small and mentioned becoming 'auto entrepreneur' but I thought he was talking about being a car mechanic! LOL so can you tell me What is an auto entrepreneur?

Thanks, Dominic.

Answer: Hi Dominic, being an 'auto entrepreneur' is actually the most popular business set-up in France and is actually a 'tax status' or 'regime' rather than a legal stand point. You are actually an 'Enterprise Individuelle' or self employed / sole trader who chooses to be taxed as an 'auto entrepreneur'. Tax is based and worked out on your turnover, which cannot exceed 32,900 euros (in 2016 but this goes up a little each year) HOWEVER you cannot claim expenses against tax or charge VAT or recover it on purchases paid. 

So your gross turnover is taxed.

However it is a very simple system to operate when first arriving in France as you don’t have to produce accounts, Yippe! just proof of income and you have to pay as you go on a monthly basis. not many Ex-Pats setting up business set up Ltd companies as they are much more complicated when paying tax and social charges for both those within the business. But either way it’s essential to get some advice before setting up your business, particularly if your French is not that good yet.

Cle France have lots of local contacts so just ask for more details when you are ready.

Cle France Blogs

For everything you need to know about French property visit www.clefrance.co.uk

Add CommentViews: 306

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